ORP Run Parameter Frequency Distributions

Since November 8, 2007 ORP has been run over 28,000 times. The tables below are frequency distributions for a few of the parameters from these runs.

The frequencies shown are for the runs and, while an indication of ORP users, they are counts of runs and not users. For example one user might stay around for an hour and make several runs while another user might make one run and leave. Thus the first user will be counted several times and the latter only once.

Although the parameters for each run have been saved on ORP's server's disk, there is no user identification information, neither now nor at the time of the run.

None the less, these values give some indication of the characteristics of the people who take the trouble to digest ORP's parameter form and interpret ORP's results.

In the interest of simplifying the presentation catagories with very small frequencies are omitted.

FACTS

Age

Retiree
Age Frequency Graph
35 447 *
36 454 *
40 829 *
42 885 *
44 604 *
45 1108 *
46 1132 *
47 1126 *
48 1032 *
49 1251 *
50 2094 **
51 2008 **
52 4622 *****
53 3238 ***
54 4022 ****
55 7890 *********
56 6696 *******
57 5489 ******
58 5821 ******
59 6930 *******
60 7777 ********
61 6081 ******
62 7391 ********
63 4287 ****
64 3400 ***
65 5161 *****
66 2770 ***
67 1364 *
68 914 *
69 495 *
70 676 *
Spouse
Age Frequency Graph
34 433 *
35 612 *
41 580 *
42 738 *
43 579 *
44 560 *
45 1319 *
46 632 *
47 680 *
48 1077 *
49 1357 *
50 1849 **
51 2772 ***
52 3049 ***
53 2714 ***
54 3727 ****
55 4926 *****
56 6951 ********
57 7757 *********
58 5691 ******
59 4931 *****
60 4400 *****
61 4160 ****
62 5751 ******
63 2626 ***
64 1889 **
65 1793 **
66 790 *
67 572 *
Difference Between Ages
Diff Frequency Graph
-5 1810 *
-4 1246 *
-3 2552 *
-2 3014 *
-1 4437 **
0 15113 *********
1 12693 *******
2 11388 ******
3 7813 ****
4 5136 ***
5 3522 **
6 2999 *
7 1982 *
10 1403 *

Assets

Tax Deferred
$000 Frequency Graph
0 5102 ****
100 6684 ******
200 9499 *********
300 9496 ********
400 9230 ********
500 6353 ******
600 5300 *****
700 6440 ******
800 6299 *****
900 5018 ****
1000 4758 ****
1100 3126 **
1200 2644 **
1300 1864 *
1400 2566 **
1500 2600 **
1600 3006 **
1700 2229 **
1800 1236 *
2000 669 *
2400 533 *
Roth IRA
$000 Frequency Graph
0 35770 *********
100 11021 **
200 2666 *
After-tax Account
$000 Frequency Graph
0 21177 *********
100 11596 ****
200 11207 ****
300 7239 ***
400 4694 *
500 3948 *
600 3801 *
700 3850 *
800 2770 *
900 2056 *
1000 2653 *
1100 1197 *
1200 1205 *
Illiquid Asset
$000 Frequency Graph
0 4194 ***
100 8264 *******
200 9369 ********
300 9479 *********
400 5233 ****
500 5633 *****
600 4398 ****
700 1497 *
800 913 *
900 791 *
1000 1628 *
1100 578 *
1200 696 *
12700 647 *

CHOICES

Ages

Start Social Security
Age Frequency Graph
62 26823 *********
63 2399 *
64 1993 *
65 7493 **
66 16871 *****
67 7097 **
68 3097 *
70 21445 *******
Retirement
Age Frequency Graph
50 1734 *
51 1105 *
52 995 *
53 1382 *
54 2366 *
55 7996 ****
56 5400 ***
57 5423 ***
58 5425 ***
59 5573 ***
60 11758 ******
61 3797 **
62 12109 ******
63 4347 **
64 3157 *
65 15751 *********
66 4915 **
67 1637 *
68 1237 *
70 1521 *
Years to Retirement
Dif Frequency Graph
1 22798 *********
2 9023 ***
3 6231 **
4 4984 *
5 3780 *
6 2149 *
7 1688 *
8 1787 *
10 1951 *
End Plan
Age Frequency Graph
85 5321 *
90 10870 **
92 44640 *********
95 11031 **
100 11552 **
Years to End
Diff Frequency Graph
18 341 *
19 467 *
20 850 *
21 760 *
22 645 *
23 1052 *
24 1192 *
25 2426 ***
26 2928 ****
27 3338 *****
28 3714 *****
29 4600 *******
30 5894 *********
31 4310 ******
32 4707 *******
33 4438 ******
34 5092 *******
35 5175 *******
36 4462 ******
37 5028 *******
38 3571 *****
39 3357 *****
40 4659 *******
41 2970 ****
42 2638 ****
43 3160 ****
44 3296 *****
45 2375 ***
46 2081 ***
47 1193 *
48 1311 **
49 667 *
50 821 *
51 398 *
52 797 *
53 476 *
54 359 *
55 495 *
56 528 *
57 386 *
© 2009, James S. Welch, Jr. O March 19, 2009