New York University
Stern School of Business Conference

May 1st 2008

The Optimal Retirement Withdrawal Strategy

To determine the algorithm, or at a minimum, establish the inputs and the calculations
necessary for an individual to decide where they would access money from in retirement.

Twenty-First Securities sponsored a conference that focused on the retirement phase of life rather than the accumulative, investment phase. A principle issue was that the order in which a retiree withdraws funds from her taxable and tax-advantaged retirement accounts can substantially affect the total amount of funds available for spending throughout retirement.

For an article on the conference approach and goals: Investment News

For the conference agenda and presentators: Stern NYU

ORP was a presentator. The Powerpoint slides of the ORP presentation are available at Slide Show.
To best view the slides you must do:

  1. View with MS Internet Explorer, show pretty much fails on other browsers.
  2. Enable Active X controls when the question is presented at the top browser page before the first slide.
  3. Raise the lower boundary of the slide area to view the notes that accompany each slide at the bottom of the page..

The conference sponsor, Twenty-First Securities, is a multi-faceted brokerage and investment organization dedicated to achieving superior returns while managing risk.

Twenty-First Securities
780 Third Avenue, 35th Floor
New York, NY 10017-7043
212.418.6000