The Optimal Retirement Planner

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Your Current Age: Your Beneficiary's Current Age:	Retiree	Spouse	Units
Tax-advantaged Accounts
Balance of Tax-Deferred Account:			Thousand Dollars
Planned Yearly Contributions to Tax-deferred Account:			Thousand Dollars
Balance of Roth IRA :			Thousand Dollars
Planned Yearly Contributions to Roth IRA:			Thousand Dollars
After-tax Accounts
Balance of After-tax Savings Account:			Thousand Dollars
Planned Yearly Contributions to After-Tax Account:			Thousand Dollars
Illiquid Asset (Home, Business, Investment Property, etc.):			Thousand Dollars
Illiquid Asset Cost Basis (Price originally paid, for tax purposes.):			Thousand Dollars
Year to sell Illiquid Asset (Age to convert illiquid asset to liquid asset.):			Age
Annual Retirement Income
Annual Social Security Income (blank for no Social Security benefits):			Thousand Dollars
Age to begin Social Security (leave blank to use Anticipated Retirement Age):			Age
Annual Pension and other income, adjusted for inflation:			Thousand Dollars
Annual Pension and other income, not adjusted for inflation:			Thousand Dollars
Age to begin pension (leave blank to use Anticipated Retirement Age):			Age
Annual Earned Income - Part time and otherwise.			Thousand Dollars
Age to end earned income. (After retirement age.)			Age
Taxes
After-Tax Account Estimated Federal Tax Rate (leave blank to use default = 20%):			%
State Personal Income Tax Standard Deduction and Exemption:			Thousand Dollars
State Personal Income Tax Rate:			%
Will EGTRRA be repealed in 2010 and tax code reverts to 2001?:			Check to Repeal.
Economic Parameters
% Inflation Rate (leave blank to use default = 3.5%):			%
Investment Returns	Before Retirement	During Retirement
Tax-Deferred Account Average Investment Return (leave blank to use default = 10%):			%
After-Tax Account Average Investment Return (blank defaults to Tax-Deferred Account return):			%
Retirement Plans
Anticipated Retirement Age (leave blank to use default = 65):			Age
Age at Which the Plan is to End (leave blank to use IRS default):			Age
Amount of Desired Estate (leave blank to use default = 10 i.e. $10,000):			Thousand Dollars