..Retirement Planning Calculators:

AARP Bulletin	Computes end of plan balance or shortfall. Does not differentiate between tax-deferred and after-tax accounts.
American Savings Education Council	Interactive Ballpark Worksheet for planning for retirement.
Analyze Now!	Inexpensive retirement planning tools that accommodate the particular situations of each user and provide a conservative response.
Bankrate.com	How much to retire? Calculate your payment and more.
Choose To Save	Computes saving rate required to meet estimated retirement needs. Does not differentiate between tax-deferred and after-tax accounts. .
CNN money.com Retirement	Computes rate of portfolio return necessary to get desired retirement income.
E$Planner	Calculates your highest sustainable living standard and the saving and life insurance needed to maintain that living standard in retirement.
Fidelity Investments	Requires a Fidelity Account
FIRECalc	With what you have today, and what it costs you to live, can you retire and maintain the same lifestyle?
MS Moneycentral	Designed to sell insurance products of all kinds.
New Retirement	A simplistic site with some redeeming features. It figures assets three ways, according to a retirement plan of spending, preserving, or increasing retirement capital.
Prudential	Retirement Work Sheet - more interested in budgeting than strategic financial planning.
Reality Retirement Calculator	Reality Retirement Planning is based on the idea that spending needs decline with age. Shows the difference between a conventional calculator and the Reality approach. (Reality Retirement Planning is an option in ORP.)
Retirement Calculator Depot	Dedicated to risk valuation of retirement plans. with 18 free retirement risk calculators grouped into different complexity level: loglebasic, advanced, and expert - to match user's financial knowledge and experience
Retirement Forecasting	A non affiliated retirement calculator both conventional and Monte Carlo. Must be downloaded.
TIP$TER	Free Monte Carlo retirement calculator that projects and compares the risks and rewards of a diversified portfolio with those of a portfolio fully invested in Treasury Invested Protected Securities ("TIPS").
Torrid Technologies	Downloadable, for-fee, retirement savings planning calculator.
Vanguard Retirement Planning Tools	Vanguard Retirement Manager: downloadable retirement calculator, for a fee.
Wall Street Access Advisory Service	Retirement Advisor, On line retirement calculator.
WealthRuler	TD Ameritrade calculator to get a realistic snapshot of where you are now as well as an insightful window into your future retirement situation

..Withdrawal Strategies:

Applying Murphy's Law to Retirement.	If you can envision all that might go wrong with retirement planning, you can take steps to reduce your risk. Forbes. March 2010.
Getting on Track for a Sustainable Retirement	Outlines a framework for considering whether clients in mid-career. are on track for a sustainable retirement. Journal of Financial Planning. October 2011.
Mirror, Mirror on the Wall ...	Thoughtful discussion on managing sustainable retirement accounts to reduce vulnerability to market risk. Journal of Financial Planning. October 2011.
Save for Decades, Then Quickly Double Your Money and Retire	Is "Save For Decades, Then Quickly Double Your Money And Retire" Your (Unintentional) Retirement Advice!? Nerd’s Eye View. blog. November 2010.
Retirement Withdrawal Strategies	A discussion of retirement withdrawal strategies that is congruent with the structure of the plans produced by ORP. fivecentnickel.com.October 2009.
Withdrawal Strategies That Break the Rules	In some cases, it might be better to tap your tax –advantaged accounts first to help your money last longer. Kiplinger. March 2010

..Related Blogs:

Bogleheads	Bogleheads Forum Index: Investing, Help With Personal Invests
Early Retirement Forum	Early Retirement & Financial Independence Community
Living Abroad	Cost of Retiring on a Boat.
Kiplinger	Retirement Planning Software
Morningstar	Forum to discuss strategies for investing during retirement
SavingAdvice.com	Personal Finance Forum.

..Useful Security and Exchange Commission Sites:

Calculators	This page contains links to a variety of SEC sponsored calculators.
Mutual Fund Introduction	Invest wisely, an introduction to mutual funds. Investors have turned to mutual funds to save for retirement.
Mutual Fund Investing	When investing in mutual funds look at more than past performance. Past performance is a weak indicator for a fund's future success.
Variable Annuities	Variable Annuities invest after-tax money to provide tax-deferred growth. The SEC provides a comprehensive description here.

.. Other Resources Related to Retirement Planning:

About.com	CPAs and PFSs can find retirement planning resources here.
American Association of Individual Investors	Contains material on all aspects of investing including retirement issues.
AARP Webplace	Tips on financing retirement and lists of other nonprofit groups that serve seniors
Bogleheads	Placing Cash Needs in a Tax-Advantaged Account
Engineering Your Retirement	Information of value to the retirement planner.
Enjoy Retirement Jobs	Find retirement jobs and live your fullest life possible.
Financial Advisor	Managing Retirement Income: A different take on retirement financial management.
Financial Information Links	Links to web sites containing financial information.
Financial Planning Association	Connects those who need, support and deliver financial planning.
Guide to Retirement Planning	Much information about retirement issues, from annuities to Y2K.
MDP Associates	Stock Market Quantitative Market Timing Techniques for Capital Preservation.
mydollarplan	A personal finance site focused on retirement planning, college savings, investing, tax strategies, financial goals, credit and budgeting. .
PGcalc	Software for Planned Giving, marketing, and administration.
Prudential	Maximizing Social Security benefits choices.
Retirement Information & Tips	Comprehensive Retirement Information, from 401(K) to Social Security.
Retirement Pros	Provides information that will enable you to put your nest egg to work harder and smarter without exposure to risk.
Robert Arnott's Magic Indexing Formula	A new approach to indexing has trounced the markets.
Secrets of the 401(k) Millionaires	Information about strategies for successful management of your 401K or IRA.
7 Secrets You Won't Learn From Social Security	When it's time to claim, you can't depend on the Social Security Administration to be your personal adviser.
Social Security Administration	Access to more that 600 of its documents
Social Security Timing	An in depth discussion of the timing of taking Social Security Benefits.
Vanguard	Spending From a Portfolio: Implications of a Total-Return Approach Versus an Income Approach for Taxable Investors.
Wealthy Geek	Online resource for investing, planning and managing personal resources.

..Web Sites for Overall Tax Planning:

Coopers & Lybrand	Interactive connections for researching tax questions.
Only Taxes	Informative articles about tax matters and a bit of tax humor.
Why You Need a Roth IRA	With this indispensable savings tool, your money grows tax-free, you can invest in almost anything and you get several cool perks.

Last Update: February 3, 2012		© 1998-2012, James S. Welch, Jr