Home Extended ORP Helpful Links Articles ORP News FAQ Comments
helpful link image

Helpful links related to retirement planning

Help for Seniors

FINRA Securities Helpline for Seniors - Senior investors can call 844-574-3577 to get assistance and raise concerns about issues they have with their brokerage accounts and investments. Hours are 9am-5pm ET.

Retirement Planning Calculators

AACalc Asset Allocation Calculator using advanced techniques (stochastic dynamic programming and mean-variance optimization). Asset allocation appropriate to both age and portfolio size.
AARP Social Security benefits calculator: When Should You Claim Your Benefits?
Analyze Now! Retirement planning tools to educate the user about the realities of retirement planning.
Consumer Financial Protection Bureau The age you claim Social Security affects your lifetime income. This calculator will help you think through this decision.
cFIREsim Uses historical stock/bond/gold/inflation data from 1871 to present, to calculate how your portfolio would have fared throughout history.
Early Retirement Planning Insights How different approaches affect safe withdrawal rates Safe withdrawal rates describe what is likely, looking forward; best described in terms of probabilities and statistics.
E$Planner Calculates your highest sustainable living standard and the saving and life insurance needed to maintain that living standard in retirement.
Flexible Retirement Planner A financial planning tool powered by Monte Carlo Simulation. Requires a Java plugin.
FIRECalc With what you have today, and what it costs you to live, can you retire and maintain the same lifestyle?
Forecaster The Forecaster program assists you to organize and manage your retirement and estate planning. Requires a download.
Index Fund Advisors An interactive calculator for measuring the effects of the glide path investing strategy. A marketing tool but interesting, none the less.
myLifeSite A financial calculator specific for the implications of moving into a retirement community.
MAXIFI MaxiFi software calculates the highest spending level your household's income and assets can support and provides a plan to sustain and protect it for life. MaxiFi software uses iterative dynamic programming methods develope by economics Prof. Laurence Kotlikoff of Boston University.
Pralana Retirement Calculator An advanced personal financial simulator with extensive capabilities for financial modeling, analysis and exploration of what-if's. Excel macros which run in the Excel on your computer comprise Pralana.
Retiree Portfolio Model RPM models investment, income sources, living expenses, and taxes to see how a series of IRA to Roth conversions will impact the retirement financial picture. The site includes a cross validation between ORP and RPM.
Retirement Planner Retirement Planner is a sophisticated, realistic retirement planning calculator which includes monitering your brokerage accounts. With Retirement Planner you'll know exactly where you stand relative to your retirement goals. Now you can build, manage and forecast your retirement plan in one convenient location. Retirement Planner is free when you join Personal Capital.
Social Security Income Planner Social Security Income Planner/Calculator models strategies for individuals with a married, divorced, widow or single marital status to explore additional Retirement Income planning Options.
TIP$TER Free Monte Carlo retirement calculator that projects and compares the risks and rewards of a diversified portfolio with those of a portfolio fully invested in Treasury Invested Protected Securities ("TIPS").


Nerd's Eye View Commentary on financial planing news and developments.
Prof. William Sharpe Retirement Income Scenarios Nobel Laurette and Stanford University Professor of Finance, Emeritus opines on retirement income issues.
Retirement Income Journal Kerry Pecher's information forum of the decumulation industry.
The Retire Mentors Retirement advice from experts in the business.
The Retirement Cafe Retirement Planning for the Unwealthy.
Wade Pfau's Retirement Researcher Blog Provides independent, data-driven, and research-based information about retirement planning.

Withdrawal Strategies

Getting on Track for a Sustainable Retirement Outlines a framework for considering whether clients in mid-career. are on track for a sustainable retirement. Journal of Financial Planning. October 2011. table was built for the Retirement Income Certified Professional (RICP) designation program for financial advisors.
Retirement Risk Solutions Table built for the Retirement Income Certified Professional (RICP) designation program for financial advisors. The American University,2014
Retirement Withdrawal Strategies A discussion of retirement withdrawal strategies that is congruent with the structure of the plans produced by ORP. fivecentnickel.com.October 2009.
Save for Decades, Then Quickly Double Your Money and Retire Is "Save For Decades, Then Quickly Double Your Money And Retire" Your (Unintentional) Retirement Advice!? Nerd's Eye View. blog. November 2010.

Related Forums

Bogleheads Bogleheads Forum Index: Investing, Help With Personal Invests
Early Retirement Forum Early Retirement & Financial Independence Community
Financial Crisis 2009.org Links to all manner of financial related web sites including calculators
Morningstar Forum to discuss strategies for investing during retirement.
SavingAdvice.com Personal Finance Forum.

Useful Security and Exchange Commission Sites

Calculators This page contains links to a variety of SEC sponsored calculators.
Mutual Fund Introduction Invest wisely, an introduction to mutual funds. Investors have turned to mutual funds to save for retirement.
Mutual Fund Investing When investing in mutual funds look at more than past performance. Past performance is a weak indicator for a fund's future success.
Variable Annuities Variable Annuities invest after-tax money to provide tax-deferred growth. The SEC provides a comprehensive description here.

Reverse Mortgages

AAG American Advisers Group Provides senior resources to help you better understand reverse mortgages and life during retirement.
Retirement Trends, Current Monetary Policy, and the Reverse Mortgage Market" Assesses the current and future challenges facing retirees, demonstrates how a reverse mortgage can be used to provide a supplemental source of retirement income.
Best Reverse Mortgage Lenders To ensure they receive the best value for their home, homeowners should thoroughly research all of their options and speak to a financial advisor before signing any paperwork.
Reverse Mortgages, Pre Retirement Reverse mortgages are now being taken out by people nearing retirement to help pay off debts and remain financially solvent.

Other Resources Related to Retirement Planning

AARP Webplace Tips on financing retirement and lists of other nonprofit groups that serve seniors.
Aging in the 21st Century The health and retirement study, challenges and opportunities for Americans
American Lung Association Every year in the U.S. over 392,000 people die from tobacco-caused disease, making it the leading cause of preventable death.
Bankrate Six last-minute retirement strategies for down-to-the-wire retirement planning.
Bestow How to help aging parents with money management and finances: a complete guide
Bogleheads Placing cash needs in a tax-advantaged account.
Donna M. Phelan A guide to help educate women with their finances by creating a Sisters Club with stackable income streams to empower retirement security. The site offers a free book chapter from Women, Money and Prosperity.
Estimated Tax Worksheet Tool for estimating 2019 Federal income taxes incorporating all of the nooks and crannies of Federal personal income tax code.
Financial Advisor Managing Retirement Income: A different take on retirement financial management.
Financial Planning Association Connects those who need, support and deliver financial planning
How Long Will You Live? Knowing how long you might live is an important consideration for your retirement planning. Life expectancy calculators are useful for this issue.
Long-Term Care Trends The need for long-term care continues to grow.
Medical Alert Systems The Senior-friendly guide to medical alert systems.
Medicare Supplemental Insurance To help you fill in Medicare gaps and avoid a substantial amount of out-of-pocket expenses, consider getting a Medicare Supplement Plan.
mydollarplan A personal finance site focused on retirement planning, college savings, investing, tax strategies, financial goals, credit and budgeting.
NewRetirement Helps evaluate your retirement situation and matches you to prescreened service providers like reverse mortgage lenders, insurance brokers, mortgage refinance lenders, certified financial planners and other retirement experts.
Retirement Planning Guide for Seniors Offers helpful information for navigating your finances as you age and will help you prepare for retirement`.
Secrets of the 401(k) Millionaires Information about strategies for successful management of your 401K or IRA.
Seniors & Annuities Annuities can help seniors build tax-deferred savings to handle retirement costs like healthcare and living expenses.
7 Planning Steps for Middle-Income Retirement Americans are increasingly responsible for their own retirement investments, courtesy of the move away from traditional pensions to self-directed retirement accounts.
7 Secrets You Won't Learn From Social Security When it's time to claim, you can't depend on the Social Security Administration to be your personal adviser.
Social Security Administration Access to more that 600 of its documents http://hrsonline.isr.umich.edu/sitedocs/databook/?page=1
Tiller Money Automatically consolidates a user's cash flow transactions to pull in the transaction data from various bank accounts and credit or debit cards. Provides templates to track their spending, create budgets, and build customizable spreadsheets to manage finances.

email icon


Please feel free to contact
[email protected]
if you have any questions or concerns.